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Chelmsford Prestige FINANCE

We deal with all major lenders such as Barclays, First Response, Hartwell and many more.

We at Chelmsford Prestige specialise in bespoke finance packages to suit your needs.

Buying a car is a big decision. For many, it's one of the largest purchases they will ever make. So, whether brand new or new to you, it's important to choose the right funding options.

Whether you have good or bad credit we have finance companies to accommodate your purchase. We also make sure that all our customers are fully informed of the different finance options available to them.

We have fantastic relationships with a variety of lenders, including your high street banks such as Barclays, Santander and many more.

Our specialist finance service means we can offer lower finance rates than most competitors. Even if you have been declined finance in the past we can help.

Here are some of your options below.


Hire Purchase

The most simple and straight-forward agreement is ‘hire purchase’ where you pay fixed monthly payments in order to spread the cost of purchasing a car over a number of years. The benefits of this agreement are that deposits are flexible whilst having fixed rates and payments make budgeting a whole lot easier. Terms available upon from 12 - 60 months, written quotations available on request.

Enquire about HP


Lease Purchase

Lease purchase is our most popular type of finance agreement and is best suited to cars with higher values and for customers that like to change cars regularly. Similar to a ‘hire purchase agreement’ with the main difference being a balloon payment at the end of the agreement. This means that monthly payments are much less and whether you want to settle your agreement early or at the end of the agreement it is your choice whether you want to part-exchange the car, re-finance or just pay off the balance.

Enquire about LP


Personal Contract Purchase (PCP)

PCP is similar to Lease Purchase in that the monthly payments are offset by a final payment but the difference with PCP is that this final payment is optional. At the beginning of the agreement the future value of the car is set by the finance company and at the end of the agreement you have the option to just hand back the keys rather than pay the final payment or part-exchanging for another car. PCP suits a customer who is looking to keep the same car for the duration of the finance agreement.

Enquire about PCP



Chelmsford Prestige Ltd are a credit broker and not a lender. We are Authorised and Regulated by the Financial Conduct Authority. FCA No: 653471 Finance is Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase.

Our Finance Partners

ALPHERA Financial Services

  • A comprehensive product range
  • Flexibility
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  • A personal approach
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  • Insurance products
  • FCA compliance


Technology Driven Finance

Our customers are at the heart of our business model.

We are dedicated to delivering easy to use affordable solutions to buying your next vehicle.


Motor loans to suit your budget

Quick, easy and convenient vehicle finance

Buy your next vehicle with our affordable, easy and flexible finance solutions.

We provide motor finance for new and used cars, motorbikes and light commercial vehicles in partnership with over 7,000 dealerships.

Last year we assisted over 52,000 customers to fund their vehicles across the UK and Ireland. To find out how we can help you purchase your next car, bike or van, speak to your local Close Brothers Motor Finance dealership today.